These are the applicable terms and conditions (T & C's) for Letsatsi Finance and Loan (Pty) Ltd ("Letsatsi"),
when entering into transactions with Letsatsi or applying for any of Letsatsi's products through digital
means, regardless of the device being used. The full T & C's are available on our website at
www.letsatsifinance.co.za, and must be read in conjunction with the below T & C's.